Chapter 5: Tuition, Fees, and Financial Aid

Financial Responsibility

Students assume responsibility for all costs incurred as a result of enrollment at Santa Clara University. It is the student’s responsibility to be aware of their account balance, financial deadlines, refund policies and maintain valid contact information at all times to ensure receipt of all University correspondence in a timely manner. All major correspondence is sent to the student’s SCU Gmail account which is the official email system used by the University. Students are responsible to check their Santa Clara Gmail regularly for important information and updates.

Financial Terms and Conditions

Students are required to accept the financial terms and conditions outlined by the University in order to continue their enrollment at 91ֱ. Students will be prompted to accept the terms and conditions, on an annual basis, upon their login to WorkDay. Students will not have access to their WorkDay until they have read and agreed to the information contained on the page(s) prompted. By accepting SCU’s financial terms and conditions, students are agreeing to pay for services rendered by the University and to abide by all policies and procedures as published.

Tuition and Fees

Education and Counseling Psychology Graduate Programs        $816        

Doctorate of Education (EdD)        $816

MA - Social Impact Leadership        $875

MA - Education Administration Off-Site Cohort Program        $607

Graduate Student Association per quarter fee        $55

Mandatory Health Insurance

Annual graduate student health insurance fee        $TBD

Santa Clara University requires all degree-seeking students enrolled at least half-time (and all F-1/J-1 visa students, even when enrolled less than half-time) to have health insurance. This requirement helps to protect against unexpected high medical costs and provides access to quality health care. Please note that certificate and online programs are excluded from this requirement. For details on completing the waiver or online insurance enrollment option visit Student, Health, and Well Being.

Other Fees

Non-refundable application fee per application        $50

Late registration fee        $100

Late payment fee        $100

Billing and Payment Procedures

Students assume responsibility for all costs incurred as a result of enrollment at Santa Clara University and agree to abide by applicable University policies and procedures. Students may designate a third party (e.g., parent, family member, spouse) to be an authorized user for the purpose of reviewing student account/billing information and remitting payment on the student’s behalf. However, it is ultimately the student’s responsibility to make sure all financial obligations are completed by the published deadlines.

Students will have monthly billing statements available through the SCUPay site, which is accessible via Workday. A billing notification is sent to the student’s SCU Gmail account and to the email address of any authorized user. Students may also forward their billing statement(s) electronically to any third party they authorize for remittance. Please note that information on a student’s account cannot be provided to any third-party payer unless a completed Family Educational Rights and Privacy Act (FERPA) form authorizing its release by the student is on file with the University. Students are obligated to pay the applicable tuition and fees associated with their enrollment status by the published term payment deadline. Students enrolling after the initial billing date may be required to pre-pay for their enrollment. Registered students who do not withdraw formally from the University are responsible for all tuition and fees assessed to their account, as well as any penalty charges incurred for nonpayment. Nonattendance does not relieve the student of their obligation to pay tuition and fees.

More helpful information, including detailed instructions on Santa Clara’s billing and payment procedures, is located at the .

Graduate Programs Billing Dates and Deadlines

The following dates are the initial payment deadlines for each quarter:

Fall 2026        Billing available August 1; payment due August 21

Winter 2027        Billing available December 1; payment due December 21

Spring 2027        Billing available March 1; payment due March 21

Summer 2027        Billing available May 1; payment due May 21

*Note: If the 1st lands on a holiday or weekend, the billing statement will be available on the next business day.

Payment Methods

Santa Clara University offers a variety of payment methods to students to assist with their financial obligations:

Payment by Electronic Check

Students may remit payment quickly and securely, through the online SCUPay site, by authorizing a fund transfer directly from their personal checking or savings account. Please note that a payment from a money market or line of credit account may fail. Please check with your banking institution beforehand.

Term Payment Plan

Students may remit payments monthly by enrolling in a term payment plan, which is located on the SCUPay site. All payments are remitted to Santa Clara via ACH and students must enter their banking information, and remit their first payment, at the time of enrollment. There is a $40 non-refundable enrollment fee and students must have a US bank account to enroll in a term plan.

Payment by Mail

Mail check payable to Santa Clara Universityٴ:

SCU Payment Processing
P.O. Box 550
Santa Clara, CA 95052-0550

Please make sure to include the student’s name and SCU ID on the check or remittance.

Payment in Person

Students may walk-in cash or check payment to the OneStop Office, located in the Admissions & Enrollment Services Building. Regular business hours are Monday-Friday, 8:30 a.m.-5:00 p.m. The OneStop office is not able to accept any electronic form of payment, including debit or credit cards. However, there are computer kiosks within the office to assist with remitting an online payment.

International Payment by Wire Transfer

Students or parents can send an international wire payment through Flywire. Flywire enables international students to pay in their home currency. Flywire Benefits(ʶٹ)

Students: Log into Workday. Click the Finances icon. Click My Account. Click Make International Payment (Flywire)

Parents/Third Party Payers: Go to  to begin the payment process.

We currently do not accept domestic wire transfers.

Delinquent Payments

If all charges on a student’s account are not cleared by payment, financial aid, or loan disbursement, a late payment fee will be assessed to the student’s account and a hold will be placed on the student’s record. A hold on a student’s record prevents the release of transcripts, diplomas and prevents access to any registration and other University services. Students who have unpaid accounts at the University or who defer payment without approval are subject to dismissal from the University. All unpaid balances will accrue ten percent interest per annum on the balance remaining from the date of default in accordance with California State law. Delinquent student accounts may be reported to one or more of the major credit bureaus and may be forwarded to an outside collection agency or an attorney for assistance in recovering the debt owed to the University. The student is responsible for all costs incurred to collect outstanding debt, including but not limited to accrued interest, late fees, court costs, collection fees, and attorney fees. All outstanding bills and costs of collection incurred by the University must be paid in full prior to a student re-enrolling at the University.

Billing Disputes

If a student believes there is an error on their billing statement, a written explanation should be forwarded to: Santa Clara University, Bursar’s Office, 500 El Camino Real, Santa Clara, CA 95053-0615. The Bursar’s Office must receive written correspondence within 60 days from the billing statement date on which the error appeared. Communication can be made by telephone, but doing so will not preserve the student’s rights.

Communication should include the student’s name, SCU identification number, the amount in question, and a brief explanation. Payment for the amount in question is not required while the investigation is in progress. An adjustment will be made on the student’s account for any incorrect charges. If the amount in question is found to be valid, payment must be submitted to the Bursar’s Office immediately upon notification.

Refund Policies

Students may be eligible for a refund if there is a credit reflected on the account. The refund process will begin after week 1 of the term. Below are the criteria for refunding purposes:

  • Account must reflect a credit balance
  • Students cannot be enrolled in a payment plan
  • Encumbered time has lapsed (10 days for personal check, 7 days for online payment)
  • Payment by wire transfer will be returned via the same method
  • No refunds for overpayments made on an account, unless the student drops or withdraws

Fall, Winter, and Spring Quarters

Students who drop courses or withdraw from the University during the fall, winter, or spring term will receive a tuition refund in accordance with the following:

  • By the end of the first week of classes – 100% tuition refund, less any applicable fees
  • By the end of the second week of classes – 50% tuition refund, less any applicable fees
  • By the end of the third week of classes – 25% tuition refund, less any applicable fees
  • After the third week of classes – zero tuition refund

Summer

Students who drop courses or withdraw from the university during the summer session term will receive a tuition refund in accordance with the specific deadlines listed on the academic calendar. Saturday/Sunday Courses/Off Cycle Courses **

Students enrolled in a weekend course in which the first class meeting is after the first week of the term must provide written notification, to the Graduate Programs Office, of their intent to withdraw or drop any weekend/off-cycle course(s). Failure to comply with this process will result in an irreversible forfeit of tuition.

The following refund schedule applies:

  • Students will receive a 100% tuition refund, less any applicable fees, if written notification is received by 5 p.m. on the Tuesday immediately following the first class meeting.
  • Students will receive a 50% tuition refund, less any applicable fees, if written notification is received by 5 p.m. on the Tuesday immediately following the second class meeting.

** To receive a tuition refund, in accordance with the refund policies, these course drops must be handled administratively. Students should NOT drop a weekend/off cycle course themselves through Workday after the first week of the quarter.

*Note: If you withdraw or drop below half-time status you may no longer be eligible to receive financial aid or student loans. Your account will be adjusted accordingly and the aid returned to the appropriate program. If you have received a refund for these funds, you must reimburse Santa Clara University immediately. For more information on financial aid forfeiture, please visit the Financial Aid website or make an appointment with your financial aid counselor.

One-Unit Courses

Students enrolled in a one-unit course must provide written notification to their respective Records Office of their intent to withdraw or drop any course(s). Failure to comply with this process will result in an irreversible forfeit of tuition. The following refund schedule applies:

  • Students will receive a 100% tuition refund, less any applicable fees, if written notification is received within two business days prior to the first class meeting.
  • Students will receive a 50% tuition refund, less any applicable fees, after the first class meeting unless the course has only one session, in which case no refund will be granted.

Financial Hardship

Students who withdraw from the University or drop courses due to an illness, injury, or psychological/emotional condition are eligible for a tuition refund in accordance with the schedule above. Tuition insurance may be purchased to cover tuition charges for medically related withdrawals that occur after the first week of the term.

Santa Clara University degree students who withdraw from the University or who are administratively withdrawn from the University after the third week of the term due to a qualifying financial hardship may be eligible for an allocation from the student hardship fund for 25 percent of the tuition charges for that term. Qualifying financial hardships include: (1) death, disabling injury, medical emergency, (2) loss of job by an independent student, (3) medical or other emergency involving a dependent of an independent student, and (4) student deployment for active military duty. The Vice Provost for Student Life or designee, in consultation with the Financial Aid Office, will determine qualifying financial hardships and an allocation from the student hardship fund. Students must submit a request for an allocation from the student hardship fund by the end of the applicable term.

No tuition refunds are made because of curtailed services resulting from strikes, acts of God, civil insurrection, riots or threats thereof, or other causes beyond the control of the University.

Tuition Insurance Protection

Students and families may protect themselves against financial loss due to unexpected withdrawal from the University, for medical reasons, by purchasing tuition insurance coverage. The University has identified an insurance company, A.W.G. Dewar Inc., to provide an optional insurance protection plan. This plan is designed to protect from loss of funds paid for tuition should it be necessary to withdraw completely from the University during the term for medical reasons. Information on the tuition insurance plan can be found at  and available on the Bursar’s Office website. Students must enroll in the plan before the first date of each term.

Financial Aid

Students must be enrolled in at least part-time status and in degree seeking units to receive Federal financial aid.

California State Graduate Fellowships

State graduate fellowships are awarded to California residents pursuing a recognized graduate or professional degree who intend to pursue teaching as a career and who have not completed more than four quarters of full-time graduate work as of October 1. Selection is based on state manpower needs, academic performance, and financial needs.

Applicants should apply using the .

Loans

Students applying for aid may find the most advantageous method of financing their education through loan programs. Among those available to students of the School of Education and Counseling Psychology are the Federal Direct Loans through the government and Private Alternative Loans through a bank of the student’s choice. Federal loan applicants should apply using the . Students applying for private loans must research lenders, choose their lender and apply for the loan online through the chosen lender’s website.

*Note: A student must be a U.S. citizen or eligible non-citizen to qualify for federal sources of financial assistance.

Deadlines

The Financial Aid Office has established deadlines for consideration of the various programs it administers. All students requesting financial aid from the University should contact the Financial Aid Office at the earliest possible date to request specific deadline information and appropriate application materials. Files completed later than February 1 for new recipients and March 2 for current recipients will receive consideration on a funds-available basis. All financial aid deadlines are posted on the .

Veterans and Veterans' Dependents Assistance

Santa Clara University is an approved facility by the California State Approving Agency for Veterans Education (CSAAVE) to certify eligible students for VA benefits under applicable federal legislation and regulations, including Chapter 35 (child of a deceased or 100 percent disabled veteran, widow of any person who died in the service or died of a service-connected disability, or spouse of a veteran with a 100 percent service-connected disability), Chapter 31 (rehabilitation), Chapter 30/1606 (active-duty Montgomery G.I. Bill®), Chapter 33 (Post 9/11 GI Bill®), and Yellow Ribbon. Veterans who qualify for any of the above educational benefits are eligible for a waiver of the admission deposit. Veterans must accept their enrollment and self-identify as a veteran in order for the waiver to apply. Individuals interested in attending any of the veteran assistance programs should contact the Veterans Administration and the University Office of the Registrar.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official .

Information regarding these programs may be obtained from Santa Clara University’s VA representative, Yen Mai (YMai@scu.edu) in the Office of the Registrar.

Teaching and Research Assistantships

The School of Education and Counseling Psychology offers a limited number of teaching and research assistantships providing up to eight units of tuition and, in some cases, a modest stipend. For further information, students are encouraged to contact their faculty advisor or their academic department.

University-Awarded Aid

Individual graduate schools may grant their students a specific amount of financial aid, per term, in the form of Santa Clara University school scholarships. Once the amount has been determined by the school, the information is sent to the Financial Aid Office for processing. The Financial Aid Office awards the aid and sends an e-mail notification to the student’s SCU Gmail email address only, informing them of their financial aid package and/or any aid revision. Students will be able to see their school scholarship award in their Workday portal. The award amount will also appear as “anticipated payments” on the student’s account to alleviate the assessment of holds/late fees from the Bursar’s Office. Generally, financial aid is disbursed to the student’s account within 10 days before the start of classes each term. If eligible, the Bursar’s Office will issue refunds to students reflecting credit balances after the first week of class.

Cancellation of Financial Aid and Return of Funds

Students who withdraw from the University and who have federal financial aid are subject to the federal regulations applicable to the return of Title IV funds. These regulations assume that students earn financial aid based on the period of time they remain enrolled during a term. Students are obligated to return all unearned federal financial aid funds governed under Title IV.

Unearned financial aid is the amount of disbursed Title IV aid that exceeds the amount of earned Title IV aid in accordance with the federal guidelines. During the first 60 percent of the term, students earn Title IV funds in direct proportion to the length of time they remain enrolled. A student who withdraws after the 60 percent point of the enrollment term earns all Title IV aid disbursed for the period. The amount of tuition and other charges owed by the student plays no role in determining the amount of Title IV funds to which a withdrawn student is entitled.

  • All funds must be returned to federal programs before funds are returned to the state or University financial aid programs and/or the student. The return of funds allocation will be made in the following order for students who have received federal Title IV assistance:
  • Unsubsidized Federal Direct Loans
  • Federal Direct Grad PLUS Loans

SAP standards:

  1. Qualitative Standard

Students must maintain a cumulative grade point average of 3.0 or higher.

*Note: Some Santa Clara University aid programs require a higher cumulative grade point average than the federal minimum.

  1. Quantitative Standard

Students must maintain a cumulative sixty-seven percent completion rate for all units attempted toward their academic programs.

Example of 67% Minimum Pace of Completion Calculation:

SCU Attempted Hours

12

Transfer Hours Accepted

+6

Total Attempted Hours

=18

Total Successfully Completed Hours

12

12 successfully completed hours/18 attempted hours = 0.667 Pace of Completion.

  1. Maximum Attempted Units Allowed

Students must complete the requirements for their academic programs within 150% of the minimum units required to complete their academic programs. Units attempted include all units transferred into Santa Clara University from prior institutions that can be used to satisfy students' academic program requirements. Students who have reached their maximum attempted units allowed are ineligible for additional financial aid. Students may appeal for financial aid probation status if they feel their circumstances warrant an exception to this standard.

Evaluation

All graduate students enrolled at Santa Clara University are evaluated for satisfactory academic progress at the completion of each academic year (end of spring term).

Pass/No Pass

Courses with Pass grades will count toward your total hours for the cumulative completion rate for federal financial aid. However, Pass grades will not count in the GPA calculation. Courses that earn NP grades will count as attempted but not completed, and could impact your eligibility for federal aid. P/NP options may not be available in all graduate programs. Graduate students should refer to their program office for additional guidance.

Repetition of Courses

Graduate students should contact their program office to discuss options for repeating courses.

In most cases if repeated courses are allowed, the repeated course is used in the calculation of the student's grade point average (this may not be the case for all programs please check with your program office).

Units are awarded toward graduation only once for each course passed.

Courses Incompletes, Withdrawal, Failures, and/or Repetitions

Incompletes (I), Withdrawals (W), Failures (F), and/or repeated courses will adversely affect a student's completion rate. Students must complete the minimum number of units to fulfill federal, state, and University requirements. Completion rates are calculated cumulatively and will include all quarters that the student was enrolled, whether or not the student received financial aid.

Students who wish to withdraw from Santa Clara University must contact their graduate school advisor. Depending on your date of withdrawal, you may automatically be assigned a withdrawal grade (W) and may not be eligible for a tuition refund. Your program advisor will advise on what you can expect and/or what to be prepared for.

Students who abandon their classes will receive a failing grade, impacting their qualitative and quantitative SAP requirements.

Students who withdraw from their program are still responsible for any financial commitment made to both the university and loan provider(s).

IMPORTANT: Any student leaving Santa Clara University at the conclusion of any quarter should also contact their graduate program.

Appeal Process

There could be extenuating circumstances encountered by students that may affect their ability to be academically successful during an enrollment period. These circumstances include personal injury or illness that occurs during an enrollment period; death of an immediate family member or legal guardian during an enrollment period; or other documented circumstances that were unexpected in nature and beyond control of the student. In these cases, cumulative grade point average or completion rate may decline resulting in the student not meeting the minimum qualitative and quantitative standards previously described. If you wish to appeal your financial aid suspension, a Satisfactory Academic Progress Appeal must be submitted to the Financial Aid Office. If the appeal is approved, the student will be placed on financial aid probation (separate from academic probation) and will be notified of the appeal results in writing.

Loss of Eligibility

Students who have lost eligibility to participate in federal, state, and University aid programs for reasons of academic progress, can regain that eligibility only by enrolling at Santa Clara University at their own expense. The mere passage of time will not restore eligibility to a student who has lost eligibility for failure to make satisfactory academic progress. Students who have been dismissed from Santa Clara University for academic reasons, but who are subsequently readmitted are not automatically eligible to participate in federal, state, or institutional aid programs and will be placed on financial aid warning/or suspension. Re-admission decisions are separate from funding decisions.

Regaining Eligibility

Students who failed to meet satisfactory academic progress and who choose to enroll without financial aid may request a review of their academic record after any term in which they are enrolled without the receipt of financial aid. If the standards are met at the time of review, eligibility may be regained for subsequent terms of enrollment in the academic year.